About the Bank

OAO AIKB Tatfondbank is a universal bank offering a broad range of services to corporate and individual customers. Tatfondbank is the second largest bank of the Republic of Tatarstan. The Bank has traditionally been on the list of top 100 largest Russian banks in assets and equity.

The Government of the Republic of Tatarstan is the Bank’s key co-owner. The charter capital of Tatfondbank is RUR 7.3 billion.

The Bank’s high reliability is confirmed by international credit rating by Moody’s Investors Service at the level of B2 and national rating by Expert RA at the level of A.

At 1 November 2011, the Bank renders its services to 19 400 corporate customers, a material portion of which are the leading enterprises and organisations of the Republic of Tatarstan.

At the same time, Tatfondbank has actively been developing its retail business: renews and constantly expands its line of credit products; pursues a flexible retail deposit-taking policy; provides services related to money orders and acceptance of payments.

Tatfondbank is one of the leading banking institutions of the Republic of Tatarstan in the number of plastic cards in issue, their number, as at 1 November 2011, being 373 000. Tatfondbank is a principal member of two international payment systems, VISA and MasterCard. The fee-free cash withdrawal network includes over 1 200 cash machines.

The Bank pursues a flexible retail deposit-taking policy, the amount of such deposits as at 1 November 2011 exceeding RUR 23 billion.

The Bank has 104 separate units, including branches in Moscow, St. Petersburg, Novosibirsk, Surgut, Samara, Cheboksary, Perm, and Ufa.

OAO AIKB Tatfondbank is a member of:

• Banking Association of Tatarstan;
• Association of Russian Banks from 20.06.2006, No.1539;
• Moscow Interbank Currency Exchange;
• Chamber of Commerce and Industry of the Republic of Tatarstan;
• Society for Worldwide Interbank Financial Telecommunication (SWIFT);
• Russian National SWIFT Association;
• Self-regulatory organisation National Securities Market Association
• ABISS [Association for Banking Information Security Standards]

The bank is also:

• A principal member of VISA international payment system;
• A principal member of MasterCard Worldwide Incorporated international payment system;
• A participant of the deposit insurance system.